Ottawa Mortgage Agent | Ontario Mortgages | Nana Graff

NANA GRAFF || October 10, 2026

Buying a Rental Property? Why Two Lenders Give Two Different Answers

Two lenders can look at the same property and tell you two very different things about what you qualify for. The reason is how they treat rental income. Offset vs. add-back Some lenders subtract...

NANA GRAFF || October 10, 2026

Why Mortgage Rates Change Even When the Bank of Canada Doesn't

When the Bank of Canada holds its rate, many people assume mortgage rates will stay put. Then fixed rates move anyway. Here's why. Two different engines Variable rates follow lenders' prime rate,...

NANA GRAFF || October 10, 2026

Don't Let Your Mortgage Auto-Renew: How to Avoid the "Easy" Tax

We compare prices on phone plans, car insurance and internet. Yet when the mortgage renewal letter arrives, many Ontario homeowners simply sign it and send it back. It's easy — and that convenience...

NANA GRAFF || July 07, 2025

Canada set to grow in different ways

The Canadian economy is poised to grow again, but in a very different way according to the Bank of Canada’s (BoC) recently-released Monetary Policy Report. The BoC expects global economic growth to...