Ottawa Mortgage Agent | Ontario Mortgages | Nana Graff

NANA GRAFF || October 10, 2026

It's More Than the Purchase Price: Budgeting for Closing Costs in Ontario

Many first-time buyers save for the down payment and forget the costs that come due on closing day. Common closing costs Ontario land transfer tax (first-time buyers may qualify for a rebate of up...

NANA GRAFF || October 10, 2026

Mortgage Broker vs. Your Bank: What's the Difference?

When you go to your bank, you get your bank's products. When you work with a mortgage agent, you get access to many lenders at once. More choice Big banks, credit unions, monoline lenders and...

NANA GRAFF || October 10, 2026

Know Your Credit Score Before You Shop for a Home

Many buyers only see their credit score once they apply — which is the worst time to find a problem. Score guidelines About 600 is generally the minimum for an insured mortgage680+ for a...

NANA GRAFF || October 10, 2026

Self-Employed in Ontario? Yes, You Can Still Get a Mortgage

Being self-employed doesn't take you out of the running. It just means lenders look at your income differently. What lenders usually look for Two years of personal tax returns and Notices of...