Stay in the home you love, and use the equity you've earned.
A reverse mortgage lets homeowners 55 and older access part of their home's value without selling and without required monthly payments. It isn't right for everyone, so I'll give you an honest look at both sides.
How I help
- Explain it in plain language. No pressure, and family members are welcome on the call.
- Compare the alternatives: downsizing, a HELOC, or a regular refinance, so you choose with confidence.
- Guide you through the process, including the independent legal advice that's required.
Questions I hear most
"How much can I access?"
Typically up to 55% of your home's value, depending on your age, location and the property.
"Do I still own my home?"
Yes. You keep ownership, and the loan is repaid when you sell, move out, or the last borrower passes away.
"What's the downside?"
Rates are higher than a regular mortgage, and the balance grows over time, which reduces the equity left in your home. We'll go through this together.
Your next step
Book a relaxed conversation for you or your parents. Questions only, no commitment. I work with clients in English, Hebrew and Russian.