Ottawa Mortgage Agent | Ontario Mortgages | Nana Graff

NANA GRAFF || October 10, 2026

Fixed vs. Variable: How to Choose

Fixed rate Your rate and payment stay the same for the whole term. It's good if you value predictability and a stable budget. Variable rate Your rate moves with lenders' prime rate. It's good if...

NANA GRAFF || October 10, 2026

Reverse Mortgages: How They Work for Homeowners 55+

A reverse mortgage lets Canadian homeowners 55 and older access part of their home equity — without selling and without required monthly payments. How it works You can typically borrow up to 55% of...

NANA GRAFF || October 10, 2026

5 Mortgage Myths That Cost Buyers Money

Myth 1: You need 20% down Not true. Insured mortgages allow as little as 5% down on the first $500,000. Myth 2: Your own bank will give you the best rate Loyalty doesn't always pay. Comparing...

NANA GRAFF || October 10, 2026

10 Steps to Buying a Home in Ontario

Check your credit. Know your score and fix any errors.Set your budget. Include closing costs and monthly expenses.Save your down payment. Look at your RRSP Home Buyers' Plan and FHSA options.Get...